A research states that 70% of people above the age of 65 require long-term care insurance for an average period of three years. People may get 80% of this long-term care at home. Besides home, the other places which fit the eligibility criteria are nursing homes, assisted living facilities, adult day care centers, and continuing care retirement communities.

If you own a business, you might have considered all the options to make payment to your employees. One of the most convenient payment options is payroll checks. It is a simple and convenient form of making payments to your employees. The amount found on the payroll check is known as net pay.

Even the smallest of businesses have a place for equity and debt financing. With regard to debt financing, most small businesses get their loans from banks in the form of short-term business loans. The loans are defined by their short tenure and serve different purposes. They are used for short-term financing and have a maturity of less than one year.

Silver has always been considered a good investment option. Individuals choose to invest in silver with the hope that its price might increase in the future. If you are looking to purchase silver, but are not sure what to invest in, here are three of the best-selling silver products for you to choose from.

For people who know about the working of a credit card, understanding how a small business line of credit works is not challenging. The line of credit for a small business provides the borrower with an option to borrow up to a certain extent and asks for interest only on the amount borrowed.

Investing in gold is a simple process. Begin with determining the purpose of your investment and the amount of investment you wish to make. If you are a first-time investor, you need to consider the different types of gold investment options you have such as gold bars and coins, gold exchange-traded funds (ETFs), gold derivatives, and so on.

Burial insurance, also known as final expense insurance, is basically an insurance policy set aside by individuals to cover for their funerals and burials. There is no benefit that may be reaped from this insurance, except that the expenses incurred after the death of the individual are paid off without any hassle.

Term life insurance is usually the most popular option when individuals purchase policies. It is basically a type of life insurance that is fixed for a certain period, as chosen by the individual. If the policyholder dies before the term expires, his/her beneficiary is eligible to receive the insurance money (tax-free) for funeral and other expenses.