A prepaid debit card is an excellent substitute for a traditional bank account. It has much of the same features and is a great way to keep your expenses in check. You can save up on the overdraft fees and use this card to get great perks and rewards. Following are the best prepaid debit cards to use this year.

Most investment experts suggest the addition of oil stocks to your investment portfolio. The prices of these stocks have risen considerably in the first half of 2018 and are expected to stay in a good position for quite a while. Given below are some good options that you may consider in the list of the top oil stocks to buy:

A certificate of deposit (CD) is a time deposit that is quite similar to a savings account. It helps you earn interest and carries minimal risk. CDs are available in various denominations and have a fixed maturity period and a fixed interest rate. It is best to compare the CD rates before you decide to choose a particular bank.

There are a number of factors to be considered when applying for a credit card. Apart from the annual percentage rate (APR) and the transfer fees, you also need to take a good look at the perks offered by the card. Here is a list of the top 10 credit cards of 2018.

Medicare is a program by the government which offers health care coverage for individuals who are above 65, or individuals who are under 65 but diagnosed with an end-stage renal disease, or individuals below the age of 65 getting Social Security Disability Insurance for a specific period of time. After you become eligible for Medicare, you need to enroll during the open enrollment period and choose to get the benefits from the Original Medicare.

It is important to invest in a dental insurance plan if you do not want to spend a fortune every time you visit the dentist. Dental treatments are not cheap and it helps to invest in a plan that provides a comprehensive dental coverage to you. Below is a list of the top five dental insurance providers in 2018:

As a beginner investor, investing too much money at the start can be quite difficult and overwhelming. However, if you choose the right brokerage account, you can earn a lot back from it in terms of investment knowledge. So if you are looking for the best cost-free investment advisors to provide you with long-term portfolio management services, then you have come to the right place.

As you approach retirement, most of your money has been invested in your home. A reverse mortgage is an excellent way to tap into your home’s equity. If you have paid off a home loan or have only a small amount to be paid, it is a good option to meet various financial goals.